锦鲤求职岗位描述
岗位职责
Responsibilities
Licensing and regulatory lead
Lead end-to-end applications for required payment services licences in Philippines under the Bangko Sentral ng Pilipinas regulatory framework.
Act as the primary point of contact with BSP, AMLA and other authorities. Manage queries, interviews, onsite inspections and post-licensing conditions.
Maintain the regulatory calendar and ensure timely filings, approvals, renewals and notifications.
CO/MLRO duties
Serve as Compliance Officer and MLRO for XTransfer (Philippines).
Design, implement and update the AML/CFT framework, including business-wide risk assessment, CDD/KYC/eKYC standards, screening, transaction monitoring, investigation and suspicious transactions reports submissions to AMLA.
Oversee sanctions and high-risk country controls consistent with local requirements and XTransfer global policy.
Policy, oversight and governance
Localise group compliance policies to Philippines law and BSP/AMLA guidelines. Ensure procedures cover onboarding, ongoing due diligence, record-keeping and data privacy.
Provide second-line oversight of Philippines operations. Review product features and partner arrangements for compliance impact before launch.
Coordinate internal and external audits. Track remediation to closure and report to senior management and HQ.
Regulatory engagement and reporting
Prepare regulatory correspondence and required reports in English (localisation to Tagalog as required).
Build and maintain constructive working relationships with regulators and partner banks in Philippines.
Monitor regulatory developments and brief management on changes and implementation plans.
Training and culture
Deliver periodic training to first-line teams and management on Philippines regulatory requirements, AML/CFT and sanctions.
Promote a strong compliance culture and speak-up environment.
Cross-border coordination
Work closely with CO/MLROs in other countries and the HQ risk and compliance teams to align standards.
Support group-level risk assessments and contribute Philippines inputs to global reporting to the CRO.
岗位要求
Job Qualification
• Bachelor's degree with relevant work experience (e.g. preferably appointment as the compliance officer in Philippines)
• 8+ years of financial experience in the compliance, risk, AML/CTF or Sanctions Screening disciplines, including at least 2-3 years in compliance at a licensed payment institution.
• Certified Anti-Money Laundering Specialist (“CAMS”) certification or equivalent is preferred
• Experience in building and leading a team with a proven record of results
• Able to work in a fast-paced, impact-driven environment