锦鲤求职岗位描述
岗位职责
Responsibilities:
Licensing and regulatory lead
Lead end-to-end applications for required payment services licences in Indonesia under Bank Indoensia (BI) regulatory framework.
Act as the primary point of contact with BI and other financial services authorities. Manage queries, interviews, onsite inspections and post-licensing conditions.
Maintain the regulatory calendar and ensure timely filings, approvals, renewals and notifications.
CO/MLRO duties
Serve as Compliance Officer and MLRO for XTransfer (Indonesia).
Design, implement and update the AML/CFT framework, including business-wide risk assessment, CDD/KYC/eKYC standards, screening, transaction monitoring, investigation and suspicious transactions reports submissions to local authorities.
Oversee sanctions and high-risk country controls consistent with local requirements and XTransfer global policy.
Policy, oversight and governance
Localise group compliance policies to Indonesian law and BI requirements. Ensure procedures cover onboarding, ongoing due diligence, record-keeping and data privacy.
Provide second-line oversight of Indonesia business expansion and operations. Review product features and partner arrangements for compliance impact before launch.
Coordinate internal and external audits. Track remediation to closure and report to senior management and HQ.
Regulatory engagement and reporting
Prepare regulatory correspondence and required reports in English (localisation to Bahasa as required).
Build and maintain constructive working relationships with regulators and partner banks in Indonesia.
Monitor regulatory developments and brief management on changes and implementation plans.
Training and culture
Deliver periodic training to first-line teams and management on licence-related regulatory requirements, AML/CFT and sanctions.
Promote a strong compliance culture and speak-up environment.
Cross-border coordination
Work closely with CO/MLROs in other countries and the HQ risk and compliance teams to align standards.
Ability to explain complex compliance topics to a wide range of stakeholders including regulators, business and supporting functions to drive positive impact and outcome.
Support group-level risk assessments and contribute Indonesia inputs to global reporting to the CRO.
岗位要求
Job Qualification
• Bachelor's degree with relevant work experience (e.g. preferably appointment as the compliance officer in Indonesia)
• 8+ years of financial experience in the compliance, risk, AML/CTF or Sanctions Screening disciplines, including at least 3 years in compliance at a licensed payment institution.
• Certified Anti-Money Laundering Specialist (“CAMS”) certification or equivalent is preferred
• Experience in building and leading a team with a proven record of results
• Able to work in a fast-paced, impact-driven environment