锦鲤求职岗位描述
岗位描述
1. Risk Strategy & Governance
-Develop and execute the global merchant risk strategy aligned with business growth objectives
-Define risk appetite frameworks, policies, and escalation protocols for merchant onboarding and monitoring
2. Merchant Lifecycle Risk Management
-Oversee merchant underwriting, credit risk assessment, and portfolio management across all segments
-Design and implement fraud detection and prevention strategies for high-risk merchants
3. Cross-Functional Collaboration
-Work closely with Compliance, Legal, and Finance to ensure regulatory adherence (AML/KYC, card scheme rules)
-Enable sales and commercial teams to balance risk control with business growth
4. Team Leadership
-Foster a collaborative, AI-driven risk culture with clear performance metrics
-Coach and develop risk talent across multiple time zones and markets
岗位要求
-8+ years of progressive experience in payment risk, merchant credit risk, or fraud management at an Acquiring Insitituion, fintech or financial institution
-Deep expertise in card scheme rules (Visa/Mastercard), chargeback management, and underwriting frameworks
-Experience building and scaling risk teams in high-growth environments
-Exceptional stakeholder management and communication skills in English
Preferred
-Knowledge of APAC, EMEA, North American, Latin payment ecosystems and regulatory environments
-Strong analytical skills with proficiency in SQL, data visualization, and statistical analysis