锦鲤求职岗位描述
岗位职责
Relationship Manager – Retail Banking (Private Banking/Wealth Management)
1. Manage customer segments and portfolio for high-net-worth clients in Hong Kong and cross-border referrals from Mainland China’s branches. Provide wealth planning and comprehensive overseas asset allocation solutions according to their needs.
2. Maintain customer relationships and deliver corresponding services in order to fulfill clients' financial needs.
3. Provide full range of investment and insurance products based on clients’ needs, such as overseas deposits, funds, insurance, offshore trust, etc.
4. Review clients' asset allocations regularly and provide appropriate financial recommendations and solutions.
5. Promote marketing activities and new product sales initiatives.
1. 开展客群经营和服务，围绕香港本地及内地转介跨境高净值客户需求，以客户需求为中心提供财富规划及海外综合配置解决方案；
2. 维护客户关系，提供相应金融及非金融服务以满足客户日常银行业务需求；
3. 根据客户需求配置全量财富产品，落地海外存款、基金、保险及离岸信托等产品营销；
4. 定期检视客户资产配置情况，提供相应配置建议；
5. 策划营销活动、重点产品销售推动等。
任职资格
1. Bachelor's degree or above, preferably in Accounting, Economics, Finance or related disciplines.
2. Minimum 5 years of CRM experience in Retail Banking, preferably in Private Banking/Wealth Management.
3. Passed in HKSI Paper 1, 7 & 8 and IIQE Papers 1 & 3. Holder of CPWPA/CPWP/ARWP/CRWP is preferred.
4. Familiar with regulatory requirements for selling procedures, including insurance, funds, stocks, structured products, etc.
5. Experience in customer due diligence, including KYC, risk appetite assessment, transaction monitoring.
6. Good command of written and spoken in English and Chinese (Cantonese & Mandarin).
7. Proficient in Microsoft office applications such as Word, Excel, and PowerPoint.
1. 会计、经济、金融等相关专业大学本科或以上学历，QS100毕业院校优先；
2. 具备5年及以上零售条线工作经验，从事私人银行客户经理相关岗位优先；
3. 持有香港HKSI (卷1、7、8) 及IIQE (卷 1、3) 资格, 持有CPWPA/CPWP/ARWP/CRWP等相关专业资质者优先；
4. 熟悉产品销售合规要求，包括保险、基金、股票、结构性产品等；
5. 具备客户反洗钱工作经验，包括KYC、风险偏好评估、交易监控调查等；
6. 良好中英文语言（包括粤语及普通话）及书写能力；
7. 熟练使用Word, Excel, and PowerPoint.等常用办公软件。
Your job application for the in-scope position(s) is subject to the Mandatory Reference Checking Scheme (MRCS) formulated by the Hong Kong Association of Banks (HKAB) in consultation with the Hong Kong Monetary Authority. You are required to provide your consent for China Minsheng Banking Corp., Ltd. Hong Kong Branch (CMBC Hong Kong Branch) to conduct reference checks with your current and previous employers. Any employment offer will be conditional upon the satisfactory completion of this mandatory process. For more details, please refer to the “FAQs for In-Scope Individuals” on HKAB website: https://www.hkab.org.hk/en/page/5/mandatory-reference-checking-scheme-phase-2. All information provided by you will be treated with strict confidence.
* In case of any discrepancy between the English version and the Chinese version, the Chinese version shall prevail.