岗位描述
Reporting to the Team Head, you will be responsible for approving Secured and/ or Unsecured loans products within delegated authority and ensuring loans quality are in compliance with credit policies. You will also need to administer the daily workflow, backlog status and improve credit approval turnaround time.
Main Responsibilities:
Assess and approve Secured and/ or Unsecured loans products within delegated authority
Ensure the loans are granted in compliance with Credit Policy and HKMA guidelines
Provide quality services for the internal customer and accomplishing daily applications within the specified time frame
Assist the team head to handle various tasks and projects
Act as a back up to support other products credit approval
Incumbent Requirements:
Secondary education or above
Minimum 3 years of experience in Credit Assessment and Loans Approval areas
Credit knowledge in both Secured Loans and/ or Unsecured Loans products, candidates with experience in SME Financing Guarantee Scheme (SFGS) will be a definite advantage
Analytical mind with good communication skills
Proficiency in MS Office applications