VP, Credit Solution (Private Wealth Management, Up to 100k)

Leading Chinese Firm

Competitive Package

Private Banking / Private Wealth Management

Responsibilities
Credit Advisory & Structuring

Originate, structure, and execute bespoke lending solutions for HNW and UHNW clients.

Advise clients on a broad range of credit products, including:

Lombard lending

Securities-backed financing

Residential and commercial mortgages

Liquidity facilities

Asset-backed lending

Specialty financing solutions

Assess client financing requirements and develop customized credit strategies aligned with their wealth objectives.

Credit Risk & Portfolio Management

Conduct detailed financial and credit analysis, including cash flow, leverage, collateral, and risk assessment.

Prepare and present credit proposals for internal approval committees.

Monitor credit portfolios and ensure ongoing compliance with lending policies and risk frameworks.

Proactively identify and mitigate credit risks while maintaining high service standards.

Stakeholder Collaboration

Work closely with Risk, Legal, Compliance, Operations, and Product teams to ensure seamless execution of credit transactions.

Support process improvement initiatives to enhance client experience and operational efficiency.

Provide training and guidance to Relationship Managers on credit products and lending solutions.

Qualifications & Experience

Bachelor's degree in Finance, Business, Economics, Accounting, or a related discipline.

5+ years of relevant experience in private banking, wealth management, commercial banking, or credit advisory.

Strong knowledge of lending products, credit underwriting, and risk management principles.

Demonstrated experience serving HNW and UHNW clients.

Solid understanding of investment products and wealth management solutions.

Proven ability to structure complex financing transactions.

Excellent communication, presentation, and stakeholder management skills.